Money Train 3 is an action-packed slot from Relax Gaming and the third instalment in the popular Money Train series. This time, the action moves to a futuristic cyberpunk world while retaining the fan-favourite Hold & Win feature. The game features 5 reels, 40 paylines and an impressive maximum win of 100,000x your stake. Below, we’ll take a closer look at the gameplay and features. You can also enjoy the Money Train 3 play for free version right on this page!
About Money Train 3 Slot Machine
This title builds on the gameplay of its predecessors while adding new special symbols and an enhanced respin feature. The base game can trigger random respins (when the random symbol lands), while the main bonus round uses a grid of symbols that can be enhanced by numerous modifiers. Below, we’ve outlined everything that players can expect from the gameplay, theme, features and more.
Gameplay Mechanics
This title uses a 5×4 grid with 40 paylines. The base game uses traditional paylines, with wins being formed by landing matching symbols across the reels. However, the respin feature can trigger after a non-winning spin – it’s random. When this happens, one symbol already on the reels becomes sticky, and every new symbol of the same type that lands awards you another spin.
Theme and Storyline
Money Train 2 was so popular with players when it was released back in 2022 that it’s hardly surprising that we get another sequel! Again, the game uses a steampunk/sci-fi aesthetic and features several characters from previous games. While this will be appreciated by fans of previous installments, it’s not necessary to have played the other games in the series to enjoy this one.
The presentation has also received an upgrade compared with earlier games, with detailed character designs and a high-quality opening sequence that help establish the setting. For fans of the darker side of slot themes, this game is a safe bet.
Bonus Features and Jackpot
The respins feature can be triggered any time, as we’ve mentioned, but that’s not the main bonus round. The main one is triggered by landing three or more bonus symbols on the reels, and this will award the player a number of free spins. While the bonus round is in play, there are 12 special symbols that can appear, such as Absorber, Collector Payer, Persistent Shapeshifter, Persistent Sniper, Persistent Necromancer, and more.
Bet Size and Limits
Players in the UK can wager between £0.10 and £5.00 per spin. This makes the game accessible to all. Getting access to a 100,000x win for just 10p is a big draw!
RTP and Volatility
The RTP is 96.1%, which is above average, meaning that good returns are possible. With the max win being so high, it’s unsurprisingly a high-volatility game. These huge wins don’t come around often, but when they do, they’re substantial.
Maximum Win Potential
Players can win up to 100,000x their stake as a top prize. For context, this means that those wagering the maximum of £5 per spin could score a £500,000 prize!
Winning Symbols
Money Train 3 slot uses 40 paylines, with various regular paying symbols in the base game, plus Wilds and Bonus symbols. The lower-value symbols are represented by playing-card suits, while the higher-value multiplier symbols feature the game’s characters. There are also 12 bonus symbols that appear during the bonus round.
The higher-paying symbols can award up to 20x the stake when five match. The Wild substitutes for regular symbols when forming winning combinations. The table below gives the relevant payouts assuming a stake value of £1.
| Symbol | 3x Payout | 4x Payout | 5x Payout |
|---|---|---|---|
| Blue Diamond | 0.2x (£0.20) | 0.7x (£0.70) | 3x (£3.00) |
| Green Club | 0.2x (£0.20) | 0.7x (£0.70) | 3.5x (£3.50) |
| Orange Heart | 0.2x (£0.20) | 1x (£1.00) | 4x (£4.00) |
| Red Spade | 0.2x (£0.20) | 1x (£1.00) | 5x (£5.00) |
| Payer | 0.5x (£0.50) | 2x (£2.00) | 8x (£8.00) |
| Sniper | 0.5x (£0.50) | 2.5x (£2.50) | 9x (£9.00) |
| Collector | 0.6x (£0.60) | 3x (£3.00) | 10x (£10.00) |
| Necromancer | 0.8x (£0.80) | 4x (£4.00) | 20x (£20.00) |
| Gas Mask Wild | Substitutes for symbols; pays up to 20x | ||
| Bonus Scatter | Triggers Money Cart Bonus feature | ||
Pros & Cons
This is a feature-heavy slot that builds on the first two games and lives up to the Money Train name! The combination of respins, a Hold & Win Bonus Round and a huge selection of 12 bonus modifiers gives players plenty to explore.
Huge 100,000x maximum payout
96.1% RTP
Huge selection of bonus symbols and modifiers
Great production design and world-building
High volatility won’t suit all players
Complex bonus mechanics may be off-putting to some
Our Verdict: A Feature-Packed Money Train Sequel
The Money Train 3 slot’s selection of 12 special symbols gives this game persistent feature replayability, because every bonus round can play out differently. The dynamic gameplay keeps things interesting for much longer.
The complexity of the bonus features won’t appeal to players looking for simple slot play, and the high volatility means that big wins (probably) won’t arrive very frequently. However, the 96.1% RTP is solid, and the enormous 100,000x maximum win gives the game plenty of appeal for players who have their sights set on some hefty payouts.
Try Money Train 3 for free on Slotozilla, where we host the best free UK slot games. The Money Train 3 slot demo lets you explore the respins and Bonus Round without risking real money, making it a useful way to understand the game’s many special symbols before playing for real money.




