Boku

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Boku

Boku is a mobile payment provider established in 2009. Its headquarters are located in San Francisco. The service offered by Boku is known as “carrier billing”, which means buying a service or sending money via mobile phone carriers. There is no need to use a credit card/bank account or any other form of payment source. Having a mobile phone and using a supported carrier (*) is enough.

The service can be used all over the world: Boku UK, for example, is available and very popular. Once the transaction is completed, the user pays the deposited amount to the carrier in installments, via the phone bill.

(*) At the time of this article, the supported carriers were O2, Vodafone, T-Mobile, Docomo, and TIM. Always check the current list of carriers at the official website of Boku before using this service. If your carrier is not listed, you cannot use Boku.

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FAQ

Do I Need a Bank Account To Use Boku?

No. This is a mobile payment provider, and the payments will be reflected in your phone bill. So, you do not need a bank account, but you must have a mobile phone. In addition, the carrier of your phone must be covered by Boku. If all of these are available, you can make a payment without a bank account. However, please note that the carrier may ask additional requirements such as a clean bill history to offer this service to customers.

Does Boku Have Transaction Fees?

Boku does not ask for transaction fees. However, your carrier may impose additional fees and charges for this service. Please ask your local carrier for more information about this, as it is different for every carrier.

How to Use Boku Pay by Mobile?

It is actually pretty simple. You do not need to install anything on your device. Select “Boku” among the offered options and enter your mobile phone number. If your carrier is covered, an SMS will be sent to you asking you to confirm the transaction. You need to send an answer to this SMS to confirm. After that, the payment will happen instantly.

How Safe Is Boku?

Boku is very safe since it needs some physically using a mobile device to work. In other words, even if your username/password is exposed, nobody will be able to use this service: They also need to, literally, hold your device. The problem is, if your mobile device is not protected by a password or biometric lock, anybody who has access to your phone can place an order. So, as long as you are able to protect your device, Boku is secure to use.

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